Every three years, we’re asked to undertake a review of New Zealand’s retirement income policies.
The 2025 Review of Retirement Income Policies (RRIP) will focus on research relating to KiwiSaver and other savings, emerging trends and how these will play out over the next 25 years, the experiences of women and the self-employed in retirement, spending down retirement savings and how New Zealand’s retirement policies compare globally.
This review will support the development of recommendations to ensure New Zealand’s retirement income system remains fit for purpose.

2025 Terms of Reference
The Terms of Reference for the 2025 Review of Retirement Income Policies have been issued by the Minister of Commerce and Consumer Affairs, Hon Andrew Bayly.
We welcome submissions related to topics covered in the Terms of Reference. Please send them to submissions@retirement.govt.nz before 30 June 2025.
Research
Throughout the year several key pieces of research will be published to support the 2025 Review of Retirement Income Policies.