Rangahau Āheinga Ahumoni Financial Capability Research

Āheinga Ahumoni | Financial Capability

Latest research


Te Ara Ahunga Ora Retirement Commission's ongoing research and evaluation projects give us a deeper understanding of the level of financial capability in New Zealand, and how it compares to that of people around the world.

Our research is shared with the financial capability community through the National Strategy, enabling us to work across government and with other organisations to help enhance New Zealanders' financial capability. 

Te Ara Ahunga Ora Insights Tracker


Valuable insights on New Zealanders' financial confidence and access to financial advice is regularly gathered through surveying by TRA on behalf of Te Ara Ahunga Ora. Surveys are conducted with around 1000 people a quarter.

New Zealand Financial Capability Survey 2021

July 2021


The latest financial capability study by Te Ara Ahunga Ora highlights the importance and power of Kiwis increasing their financial knowledge to achieve financial wellbeing. The study is a deep dive into 21 components of financial capability and looks closely at the behaviours, knowledge, and attitudes of over 3,000 New Zealanders, with a focus on Māori, Pacific, and female communities. Findings from the study will be used to inform New Zealand’s National Strategy for Financial Capability and will feed into several projects that aim to help Kiwis to manage money well. 

CFFC Barometer Webinar Aug 2020 – Financial Capability Barometer Report 2018-2019

CFFC Barometer Webinar Aug 2020 – Financial Capability Barometer Report 2018-2019